Data Analytics Consultant

Responsibilities

• Develop a strong understanding of MeridianLink decisioning platforms, including MeridianLink Consumer and DecisionLender, and how applications flow through the underwriting and approval process.
• Analyze credit bureau data, application data, and loan performance data to evaluate portfolio risk, approval trends, and delinquency patterns.
• Review and assess underwriting guidelines, scorecards, and decision rules to identify opportunities for optimization.
• Interpret consumer credit reports, including tradelines, inquiries, utilization, and public records, to support risk profiling and policy recommendations.
• Evaluate key lending metrics such as approval rate, decline rate, capture rate, delinquency, charge-offs, and loss rates.
• Support clients in balancing risk management and growth through data-backed policy and strategy recommendations.
• Prepare client-facing reports and dashboards that clearly communicate portfolio performance and risk trends.
• Lead and participate in client meetings to present findings, explain credit risk drivers, and discuss optimization strategies.
• Collaborate with internal analytics, engineering, and product teams to deliver high-quality analytics solutions.
• Ensure accuracy and consistency across all analytical deliverables.

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