Senior Machine Learning Manager, Borrowing

Responsibilities

• Borrowing ML roadmaps across UK optimisation, new customer segments, and EU expansion
• Faster model improvement through new data and feature engineering
• How Monzo uses Open Banking, transaction intelligence, and external data in credit decisioning
• More portable underwriting capabilities across products, customer segments, and markets
• Hiring, leading, and developing a high-performing ML team
• Raising the bar on model quality, governance, tooling, and speed of iteration
• What you’ll be working on
• Examples of the challenges you could help lead
• Improving underwriting models across Loans, Flex, and Overdrafts
• Expand the data we use in our models

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