Solution Architect (Payments)

Responsibilities

• Define and evolve the solution architecture for card acquiring and processing capabilities, covering authorization, switching, routing, clearing, settlement and reconciliation
• Design end-to-end transaction flows for card-present and card-not-present scenarios, including authorization, capture, reversals, refunds and exception handling
• Design integration patterns with card schemes, processors, banks, payment gateways and merchant-facing systems, including ISO 8583 message flows and scheme-specific variations
• Define resilience and failure-handling patterns for high-throughput, low-latency transaction processing, including idempotency, retries, timeouts, duplicate detection and recovery
• Ensure the architecture meets PCI DSS and payment security requirements, including cardholder data protection and tokenization
• Translate business and product requirements into concrete technical solutions and communicate architecture decisions across engineering, product and business teams
• Remain hands-on and contribute directly to implementation where needed, particularly for complex transaction processing, integrations and core platform components
• Define technical standards and review solution designs and implementations across engineering teams
• Contribute to the evolution and modernization of payment processing capabilities and legacy components where relevant.

Languages