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Senior Software Engineer, Back-end (Fraud)

Affirm

Remote · PolandSalary not disclosedfull-timeAffirm Careers

We’re looking for a Senior Software Engineer to join our fully remote team based in Europe. You’ll collaborate closely with stakeholders across North America - including teams in Product, Compliance, Machine Learning, Fraud Operations, Fraud Strategy, and other Fraud Engineering teams.

Responsibilities

  • You will own and deliver quarterly goals for your team, leading engineers through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
  • You will design and implement real-time fraud decisioning services and APIs in Python or Kotlin, extending Affirm's Fraud Decisioning System to markets beyond the US.
  • You will build and evolve the platform and tooling that let Affirm launch fraud decisioning in a new country quickly—turning market-by-market setup (rules, models, and vendor configuration) into a repeatable, low-friction path so launches scale sub-linearly with the number of markets.
  • You will integrate region-specific fraud and risk vendors and help operationalize the machine learning and AI signals that power real-time decisioning, while using modern AI tooling to move faster as an engineer.
  • You will support peers and stakeholders across the product development lifecycle - collaborating with Product, Machine Learning, Analytics, and Fraud Strategy, articulating technical constraints, and partnering on decisions that properly weigh risks and trade-offs.
  • You will support the operations and availability of your team's systems by creating and monitoring metrics, escalating when needed, and contributing to keep-the-lights-on and on-call efforts.
  • You will foster a culture of quality and ownership - setting and improving code review and design standards, mentoring teammates, and leading by example.
  • What We Look For
  • 5+ years of experience building backend systems at scale using Python or Kotlin.
  • Experience with distributed systems and infrastructure using AWS, MySQL/PostgreSQL, and Kubernetes.

Languages

    Work format
    Remote
    Seniority
    Senior
    Posted
    20 Jul 2026
    Last verified
    In the last 5 days

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