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Credit Portfolio Analyst

FINCA UCO CJSC

Armenia · On-siteSalary not disclosedfull-timeFINCA UCO CJSC Careers

We are seeking a detail-oriented Credit Portfolio Analyst to perform first-level analysis of credit portfolio quality, risk dynamics, and performance trends. In this role, you will prepare essential portfolio monitoring outputs, identify key data insights, and deliver timely, accurate reporting for executive decision-making.

Responsibilities

  • Portfolio Monitoring & Analytics
  • Monitor and analyze credit portfolio volume, growth dynamics, composition, and credit quality (outstanding balances, active loan count, PAR, DPD buckets, product/branch/channel concentrations).
  • Prepare recurring roll rate, vintage, loan migration, and restructured portfolio analytics based on approved methodologies.
  • Track early warning risk indicators (EWI) and promptly flag unusual trends or anomalies to the Head of Unit.
  • Reporting & Executive
  • Prepare the monthly portfolio and delinquency reporting packs for Senior Management and the Credit Risk Committee.
  • Draft first-level analytical findings, insights, and summary commentaries for management review.
  • Conduct ad-hoc credit risk and portfolio analytics as assigned or prioritized by the Head of Unit.
  • Advanced Analytics & Model
  • Support credit model performance monitoring through regular data preparation and calculation, adhering to unit methodology.

Languages

    Work format
    On-site
    Seniority
    Mid
    Added
    31 Oct 2026
    Last verified
    In the last 3 days

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