Senior Product Manager (Card Issuing)

Responsibilities

• Own the product workstream for the migration of all existing card programs from the incumbent issuing platform to the target platform.
• Document current-state card program setups — BIN ranges and structures, product codes, card profiles, fee and limit configurations, authorization rules, and scheme parameters — and define the equivalent target-state configuration.
• Lead the gap analysis between incumbent and target platform capabilities, and decide where to replicate, simplify, or redesign existing behaviour.
• Work with BIN sponsors, schemes, and the target processor on BIN sponsorship arrangements, BIN migration or re-registration, licensing, and scheme approvals.
• Define and own the migration approach — phasing, program sequencing, portfolio segmentation, and the choice between re-issuance, re-carding, and in-place token and credential migration.
• Own the cardholder impact strategy: communications, reissuance timing, card-on-file and network token continuity, wallet re-provisioning, and minimising disruption to live customers.
• Define data migration requirements for card, account, balance, and transaction history, and the reconciliation and validation criteria for each.
• Build and maintain a clear, prioritised backlog with well-written requirements, acceptance criteria, and measurable success criteria.
• Partner with architects, engineers, and delivery leadership on technical feasibility, sequencing, dependencies, and cutover planning.
• Own migration readiness — test strategy, scheme certification, parallel running, dress rehearsals, go/no-go criteria, and rollback plans.

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